http://www.insurance-guide.info Comprehensive information about Personal, Home, and Auto Insurance Sun, 06 Jul 2008 01:33:26 +0000 http://backend.userland.com/rss092 en Four distinct kinds of medical insurance are available in the United States: indemnity plans, two types of managed-care plans, and government-provided insurance. Many insurance plans combine features of the different types. Indemnity (or traditional) insurance plans pay for some expenses, though usually at a set percentage of the cost (for instance, ... http://www.insurance-guide.info/2008/07/06/medical-insurance-professional-guide-and-advice/ Medical costs in the United States are rising quickly, partly because of costly advanced technology (which American health-care providers use earlier and more often than do doctors in other countries) and partly because people are living longer. The baby-boom generation (those born during an era of high birth rates after ... http://www.insurance-guide.info/2008/07/06/recent-trends-of-medical-insurance/ Injury and illness have always posed financial risks to people, and the idea of moderating the risks by spreading them out over time and over groups of people has been around since the days of the Roman Empire, when artisans organized rudimentary forms of medical insurance. The craft guilds in ... http://www.insurance-guide.info/2008/07/06/brief-history-of-medical-insurance/ Medical, or health, insurance is a contract under which a private medical insurance company or a government agency promises to pay for or provide health-care services. In most cases the people who are insured pay a set monthly amount, called a premium, for medical insurance. The insurance company compensates customers ... http://www.insurance-guide.info/2008/07/06/expert-guide-of-medical-insurance/ Insurance rates (the cost for insurance premiums) vary widely and depend on a number of factors. One of the primary factors is the profile of the driver. Before entering into an agreement with a new client, an insurance company will assess the likelihood that the new client will make a ... http://www.insurance-guide.info/2008/07/06/auto-insurance-what-you-need-to-know/ A car insurance policy is a contract between an insurance company and the owner of a vehicle that protects the vehicle’s owner (or the person who leases the vehicle) from financial losses that result from car accidents. While many different types of car insurance policies are available, these policies in ... http://www.insurance-guide.info/2008/07/06/car-insurance-a-personal-guide/ At first glance, it might seem insurance companies take an unwise financial risk when selling an insurance policy. There is a chance that any given client could die shortly after purchasing the policy, in which case the insurance company has to make a large payout to a beneficiary without having ... http://www.insurance-guide.info/2008/07/06/more-detailed-information-about-life-insurance/ A life insurance policy is a legal agreement between an insurance agency and the policyholder, according to which the insurance agency agrees to pay a predetermined amount of money to a person or to a group of people, such as the insured’s family, upon the death of the policyholder. Those ... http://www.insurance-guide.info/2008/07/06/life-insurance-guide-and-advice/ A home insurance policy is effective for a fixed period of time, which is called the term of the policy. After the term expires, the provider maintains the right to cancel the policy. Many providers will choose to do so if the insured party makes too many costly claims against ... http://www.insurance-guide.info/2008/07/06/more-indepth-view-of-home-insurance/ A home insurance policy is a contract between an insurance company and a homeowner that protects the homeowner from financial losses that can result from damages to the structure of his dwelling and to the possessions stored in that dwelling. There are many different types of home insurance policies. A ... http://www.insurance-guide.info/2008/07/06/what-is-the-definition-of-home-insurance/